1500m             |      400m      Total  Races
Competitor             Time  Time+Hcap  Pts  Time  AdjT   Pts
Susan Francis     M50  05:47.9  06:40.9 10  81.50  73.78  09  019  02
Glenn Christian   M40  06:37.5  07:48.5 09  77.50  72.38  10  019  02

(to give herself some incentive, Susan uses men's handicaps)